:root{--bg:#f6f7f9;--card:#fff;--ink:#111827;--muted:#6b7280;--line:#e5e7eb;--accent:#111827;--soft:#eef2ff;--good:#047857;--danger:#b91c1c;--warn:#92400e;--shadow:0 8px 30px rgba(17,24,39,.06)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.5 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.topbar{position:fixed;z-index:20;top:0;left:0;right:0;height:64px;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:0 24px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:18px}.brand-mark{width:32px;height:32px;border-radius:10px;background:var(--ink);color:#fff;display:grid;place-items:center}.avatar{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#e5e7eb;font-weight:800}.top-actions{display:flex;gap:14px;align-items:center}.sidebar{position:fixed;z-index:15;top:64px;bottom:0;left:0;width:220px;background:#fff;border-right:1px solid var(--line);padding:18px 12px}.sidebar a{display:flex;gap:12px;align-items:center;padding:11px 12px;border-radius:10px;color:#4b5563;margin:2px 0}.sidebar a:hover{background:#f3f4f6;color:var(--ink)}.app-main{margin-left:220px;padding:96px 30px 60px;max-width:1500px}.public-main{min-height:100vh}.page-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin:0 0 24px}.page-head h1{font-size:32px;line-height:1.1;margin:5px 0}.page-head p{margin:0;color:var(--muted)}.eyebrow{text-transform:uppercase;font-size:11px;letter-spacing:.14em;font-weight:800;color:#6d28d9}.quick-actions,.hero-actions{display:flex;gap:10px;flex-wrap:wrap}.btn{border:0;background:var(--accent);color:#fff;padding:10px 16px;border-radius:10px;font-weight:750;cursor:pointer;display:inline-flex;align-items:center;justify-content:center}.btn:hover{opacity:.9}.btn.secondary{background:#4f46e5}.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}.btn.small{padding:7px 11px;font-size:13px}.btn.large{padding:13px 20px}.btn.wide{width:100%}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow);margin-bottom:18px}.card h2{margin:0 0 14px;font-size:18px}.stack{display:flex;flex-direction:column;gap:13px}.stack h2{margin-bottom:0}label{display:flex;flex-direction:column;gap:6px;font-weight:650;color:#374151}label small,.subtle,small{color:var(--muted);font-weight:500}input,select{width:100%;border:1px solid #d1d5db;background:#fff;border-radius:9px;padding:10px 11px;color:var(--ink);outline:none}input:focus,select:focus{border-color:#6d28d9;box-shadow:0 0 0 3px rgba(109,40,217,.08)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:12px}.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:16px}.metric{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.metric small{display:block}.metric strong{font-size:24px;display:block;margin-top:5px}.surplus-card{border-radius:18px;background:#111827;color:#fff;padding:22px 24px;display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}.surplus-card small,.surplus-card p{color:#cbd5e1}.surplus-card strong{display:block;font-size:34px;margin:3px 0}.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.section-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:8px}.section-head h2{margin:0}.section-head>a{color:#6d28d9;font-weight:700}.list-row,.bill-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid #f1f5f9}.list-row:last-child,.bill-row:last-child{border-bottom:0}.list-row b,.list-row small,.bill-row b,.bill-row small{display:block}.right{text-align:right}.positive{color:var(--good)}.badge{display:inline-block;padding:3px 8px;border-radius:999px;background:#f3f4f6;font-size:11px;font-weight:800}.badge.success{background:#ecfdf5;color:var(--good)}.tip,.note{background:#f8fafc;border:1px solid #eef2f7;padding:11px 12px;border-radius:10px;color:#475569;font-size:13px;margin-top:12px}.empty{padding:24px;text-align:center;color:var(--muted)}.split-layout{display:grid;grid-template-columns:340px minmax(0,1fr);gap:18px;align-items:start}.sticky-card{position:sticky;top:84px}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;min-width:560px}th,td{text-align:left;padding:11px 10px;border-bottom:1px solid #eef2f7}th{font-size:12px;color:#6b7280;text-transform:uppercase;letter-spacing:.05em}td small{display:block}.link-danger{border:0;background:none;color:var(--danger);cursor:pointer;padding:4px}.inline-form{display:inline}.loan-layout{display:grid;grid-template-columns:1fr 1fr;gap:18px}.priority-tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.priority-tabs>div{background:#f8fafc;padding:13px;border-radius:12px}.priority-tabs small,.priority-tabs b{display:block}.priority-tabs b{font-size:13px;margin-top:8px}.priority-tabs em{font-style:normal;color:var(--muted);font-weight:600}.loan-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.loan-card strong{font-size:21px}.loan-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:15px 0}.loan-meta span{background:#f8fafc;padding:9px;border-radius:9px;font-size:12px}.loan-meta b{display:block;font-size:13px}.payment-box{border-top:1px solid var(--line);padding-top:15px}.payment-box h3{font-size:14px;margin:0 0 10px}.priority-edit{display:flex;align-items:flex-end;gap:8px;margin-top:12px}.priority-edit label{max-width:120px}.saving-card .progress,.bar{height:8px;background:#eef2f7;border-radius:999px;overflow:hidden}.progress span,.bar span{display:block;height:100%;background:#111827;border-radius:inherit}.inline-saving{display:grid;grid-template-columns:150px 1fr 100px 1fr auto;gap:8px;margin-top:14px;align-items:end}.filter-bar{display:grid;grid-template-columns:180px 220px 180px auto;gap:10px;align-items:end;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;margin-bottom:16px}.bar-row{margin:14px 0}.bar-row>div:first-child{display:flex;justify-content:space-between;margin-bottom:6px}.formula{display:grid;grid-template-columns:1fr auto;gap:10px}.formula hr{grid-column:1/-1;width:100%;border:0;border-top:1px solid var(--line)}.formula strong{font-size:20px}.alert{padding:12px 14px;border-radius:10px;margin-bottom:16px}.alert.warning{background:#fffbeb;color:var(--warn);border:1px solid #fde68a}.alert.danger{background:#fef2f2;color:var(--danger);border:1px solid #fecaca}.page-narrow{max-width:760px;margin:0 auto}.auth-card{max-width:430px;margin:7vh auto;background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:var(--shadow)}.auth-card h1{text-align:center;margin-bottom:4px}.auth-card>p{text-align:center}.brand.center{justify-content:center;margin-bottom:24px}.auth-foot{margin-top:20px!important}.auth-foot a{color:#6d28d9;font-weight:700}.landing-shell{max-width:1180px;margin:auto;padding:0 24px}.landing-nav{height:76px;display:flex;align-items:center;justify-content:space-between}.landing-nav>div:last-child{display:flex;gap:8px}.hero{min-height:590px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:70px}.hero h1{font-size:58px;line-height:1.03;letter-spacing:-.04em;margin:10px 0 18px}.hero p{font-size:19px;color:var(--muted);max-width:650px}.phone-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:25px;box-shadow:0 30px 70px rgba(17,24,39,.12);transform:rotate(1deg)}.phone-head{display:flex;justify-content:space-between;color:var(--muted)}.metric-big{font-size:42px;font-weight:850;margin-top:30px}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}.mini-grid>div,.loan-preview{background:#f8fafc;border-radius:14px;padding:14px}.mini-grid small,.mini-grid b,.loan-preview span,.loan-preview b,.loan-preview small{display:block}.loan-preview b{font-size:22px;margin:4px 0}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding-bottom:70px}.feature-grid article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}.feature-grid b{font-size:18px}.feature-grid p{color:var(--muted)}.bottom-nav{display:none}
@media(max-width:1000px){.sidebar{width:72px}.sidebar a span{display:none}.app-main{margin-left:72px}.metric-grid{grid-template-columns:repeat(2,1fr)}.split-layout,.loan-layout{grid-template-columns:1fr}.sticky-card{position:static}.loan-cards{grid-template-columns:1fr}.inline-saving{grid-template-columns:1fr 1fr}.hero{grid-template-columns:1fr;gap:10px;padding:60px 0}.hero h1{font-size:48px}.phone-card{max-width:500px;margin:auto}.feature-grid{grid-template-columns:1fr}}
@media(max-width:700px){body{padding-bottom:68px}.topbar{height:56px;padding:0 15px}.sidebar{display:none}.app-main{margin-left:0;padding:78px 14px 30px}.page-head{align-items:flex-start;flex-direction:column}.page-head h1{font-size:27px}.metric-grid{grid-template-columns:1fr 1fr;gap:9px}.metric{padding:14px}.metric strong{font-size:19px}.surplus-card{align-items:flex-start;flex-direction:column;gap:8px}.surplus-card strong{font-size:27px}.content-grid{grid-template-columns:1fr}.two-col,.three-col{grid-template-columns:1fr}.priority-tabs{grid-template-columns:1fr}.loan-meta{grid-template-columns:1fr 1fr 1fr}.filter-bar{grid-template-columns:1fr 1fr}.inline-saving{grid-template-columns:1fr 1fr}.bottom-nav{position:fixed;z-index:30;left:0;right:0;bottom:0;height:64px;background:rgba(255,255,255,.97);border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(5,1fr);padding-bottom:env(safe-area-inset-bottom)}.bottom-nav a{display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:19px}.bottom-nav small{font-size:10px}.desktop-only{display:none}.landing-shell{padding:0 16px}.landing-nav .btn.ghost{display:none}.hero{min-height:0;padding:55px 0}.hero h1{font-size:40px}.hero p{font-size:17px}.phone-card{transform:none}.feature-grid{padding-bottom:30px}.auth-card{margin:3vh 14px;padding:22px}.loan-cards{display:block}}
.alert.success{background:#ecfdf5;color:var(--good);border:1px solid #a7f3d0}
.goal-title-line{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:7px}.goal-card h2{margin:3px 0}.goal-total{font-size:22px}.goal-progress{margin:16px 0 12px}.goal-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:12px}.goal-metrics>div{background:#f8fafc;padding:10px;border-radius:10px}.goal-metrics small,.goal-metrics b{display:block}.goal-guidance{background:#eef2ff;border:1px solid #e0e7ff;border-radius:11px;padding:12px;margin:12px 0}.goal-deposit-form{border-top:1px solid var(--line);margin-top:16px;padding-top:16px;display:flex;flex-direction:column;gap:11px}.form-button-align{display:flex;align-items:flex-end}.form-button-align .btn{width:100%;margin-bottom:0}.goal-history{margin-top:16px;border-top:1px solid var(--line);padding-top:12px}.goal-history summary{cursor:pointer;font-weight:750;color:#4b5563}.goal-actions{display:flex;justify-content:space-between;align-items:center;margin-top:14px}.goal-actions form{margin:0}.goal-complete{opacity:.82}.dashboard-goals{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.dashboard-goal{display:grid;grid-template-columns:1fr auto;gap:8px;background:#f8fafc;border-radius:12px;padding:13px}.dashboard-goal small,.dashboard-goal b{display:block}.dashboard-goal .progress{grid-column:1/-1;height:6px;background:#e5e7eb;border-radius:999px;overflow:hidden}.dashboard-goal .progress span{display:block;height:100%;background:#111827}.goals-layout{grid-template-columns:360px minmax(0,1fr)}
@media(max-width:1000px){.goal-metrics{grid-template-columns:1fr 1fr}.dashboard-goals{grid-template-columns:1fr}.goals-layout{grid-template-columns:1fr}}
@media(max-width:700px){.goal-metrics{grid-template-columns:1fr 1fr}.goal-card .section-head{align-items:flex-start}.goal-total{font-size:18px}.goal-deposit-form .three-col{grid-template-columns:1fr}.dashboard-goals{grid-template-columns:1fr}}
.goal-locations{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin:-2px 0 12px;color:#475569}.goal-locations small{text-transform:uppercase;letter-spacing:.04em;font-weight:800}.goal-locations b{font-size:13px}
textarea{width:100%;border:1px solid #d1d5db;background:#fff;border-radius:9px;padding:10px 11px;color:var(--ink);outline:none;font:inherit;resize:vertical}textarea:focus{border-color:var(--brand-accent);box-shadow:0 0 0 3px rgba(109,40,217,.08)}
.eyebrow,.section-head>a,.auth-foot a{color:var(--brand-accent)}
.brand-logo{width:36px;height:36px;object-fit:contain;border-radius:9px;background:#fff}
.landing-nav .brand-logo{width:38px;height:38px}
.logo-preview{display:flex;align-items:center;gap:12px;background:#f8fafc;padding:12px;border-radius:12px}.logo-preview img{width:64px;height:64px;object-fit:contain;border-radius:10px;background:#fff;border:1px solid var(--line)}
.check-row{display:flex;flex-direction:row;align-items:center;gap:10px}.check-row input{width:auto}.check-row span{font-weight:700}
.site-footer{margin-top:34px;padding:22px 0;border-top:1px solid var(--line);color:var(--muted);font-size:13px}.public-main>.site-footer{max-width:1130px;margin:0 auto;padding:24px}.site-footer-meta{display:flex;gap:14px;flex-wrap:wrap;margin-top:5px}
.admin-grid{grid-template-columns:minmax(0,1.2fr) minmax(360px,.8fr)}
code{background:#f3f4f6;padding:2px 5px;border-radius:5px}
@media(max-width:1000px){.admin-grid{grid-template-columns:1fr}}
.site-footer-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:8px}.site-footer-links a{font-weight:700;color:var(--brand-accent)}
/* MoneyBridge V2: loan intelligence + adaptive coach */
.metric span{display:block;color:var(--muted);font-size:12px;margin-top:4px}.loan-summary-grid{grid-template-columns:repeat(4,1fr)}.existing-loan-box{background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:14px}.existing-loan-box>p{margin:3px 0 12px}.warning-badge{background:#fff7ed;color:#9a3412}.coach-focus{display:flex;flex-direction:column;gap:2px;background:#eef2ff;border:1px solid #e0e7ff;border-radius:12px;padding:13px;margin-top:14px}.coach-focus small{text-transform:uppercase;letter-spacing:.06em;font-weight:800}.emi-progress{background:#f8fafc;border-radius:12px;padding:12px;margin:12px 0}.emi-progress>div:first-child{display:flex;justify-content:space-between;margin-bottom:7px}.emi-progress small{display:block;margin-top:5px}.projection-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:12px 0}.projection-grid>div{border:1px solid var(--line);border-radius:11px;padding:11px}.projection-grid small,.projection-grid b,.projection-grid span{display:block}.projection-grid span{font-size:11px;color:var(--muted);margin-top:4px}.coach-confidence{display:flex;align-items:center;justify-content:space-between;gap:18px;background:#fffbeb;border:1px solid #fde68a;border-radius:14px;padding:15px 17px;margin-bottom:16px}.coach-confidence.ready{background:#ecfdf5;border-color:#a7f3d0}.coach-confidence small,.coach-confidence b{display:block}.coach-confidence p{margin:0;color:#475569}.coach-rec{border-left:4px solid #94a3b8;padding:11px 13px;background:#f8fafc;border-radius:0 10px 10px 0;margin:10px 0}.coach-rec p{margin:3px 0 0;color:#475569}.coach-rec.danger{border-color:#dc2626;background:#fef2f2}.coach-rec.warning{border-color:#d97706;background:#fffbeb}.coach-rec.success{border-color:#059669;background:#ecfdf5}.coach-rec.info{border-color:#2563eb;background:#eff6ff}.guidance-order{margin-top:15px;border-top:1px solid var(--line);padding-top:14px}.guidance-order ol{margin:8px 0 0;padding-left:20px;color:#475569}.emergency-number strong{font-size:30px;display:block}.emergency-number span{color:var(--muted)}.reference-bars{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.reference-bars>div{background:#f8fafc;padding:13px;border-radius:12px}.reference-bars>div>span,.reference-bars>div>b{display:block}.reference-bars .bar{margin-top:8px}.coach-projection-row{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:12px;align-items:center;padding:13px 0;border-bottom:1px solid #eef2f7}.coach-projection-row:last-child{border-bottom:0}.coach-projection-row small,.coach-projection-row b{display:block}.coach-disclaimer{font-size:12px;color:#64748b;background:#f8fafc;border:1px solid var(--line);padding:13px;border-radius:10px;margin-top:16px}.brand-full-logo{height:58px;width:auto;max-width:330px;object-fit:contain}.landing-brand{display:flex}.coach-home-card{border-left:4px solid var(--brand-accent)}
@media(max-width:1000px){.loan-summary-grid{grid-template-columns:repeat(2,1fr)}.reference-bars{grid-template-columns:1fr}.coach-projection-row{grid-template-columns:1fr 1fr}.coach-projection-row>div:first-child{grid-column:1/-1}}
@media(max-width:700px){.loan-summary-grid{grid-template-columns:1fr 1fr}.projection-grid{grid-template-columns:1fr}.coach-confidence{align-items:flex-start;flex-direction:column}.coach-projection-row{grid-template-columns:1fr}.coach-projection-row>div:first-child{grid-column:auto}.brand-full-logo{height:44px;max-width:220px}}
.goal-capacity{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;padding:12px;border-radius:12px;margin-bottom:10px;background:#ecfdf5;border:1px solid #a7f3d0}.goal-capacity.negative{background:#fff7ed;border-color:#fed7aa}.goal-capacity small,.goal-capacity b{display:block}.goal-capacity b{font-size:18px}@media(max-width:700px){.goal-capacity{grid-template-columns:1fr}}
/* MoneyBridge 2.1+ daily-first experience */
.today-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:20px}.today-head h1{font-size:34px;margin:4px 0}.today-head p{margin:0;color:var(--muted)}.today-head-net{text-align:right}.today-head-net small,.today-head-net strong{display:block}.today-head-net strong{font-size:30px}.daily-entry-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.quick-entry{margin-bottom:16px}.quick-entry-title{display:flex;align-items:center;gap:12px;margin-bottom:12px}.quick-entry-title h2{margin:0}.entry-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:13px;background:#ecfdf5;color:#047857;font-size:25px;font-weight:800}.expense-entry .entry-icon{background:#fef2f2;color:#b91c1c}.amount-line{display:grid;grid-template-columns:auto 1fr;align-items:center;border:1px solid #d1d5db;border-radius:11px;overflow:hidden;background:#fff}.amount-line span{padding:0 12px;font-weight:800;color:#64748b}.amount-line input{border:0;border-left:1px solid #e5e7eb;border-radius:0;font-size:26px;font-weight:800}.today-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:18px}.action-card{border-left:4px solid var(--brand-accent)}.due-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid #eef2f7}.due-row:last-child{border-bottom:0}.due-row b,.due-row small{display:block}.confirm-actions,.recurring-actions{display:flex;gap:7px;align-items:center;justify-content:flex-end;flex-wrap:wrap}.confirm-actions form,.recurring-actions form{margin:0}.shortcut-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.shortcut button{width:100%;text-align:left;border:1px solid var(--line);background:#f8fafc;padding:12px;border-radius:11px;cursor:pointer}.shortcut button:hover{background:#f1f5f9}.shortcut small,.shortcut b,.shortcut span{display:block}.shortcut b{font-size:17px;margin:3px 0}.shortcut span{font-size:11px;color:var(--muted)}.income-shortcut button{background:#f0fdf4}.current-goal h2{margin:7px 0}.goal-mini{display:flex;gap:6px;align-items:baseline}.goal-mini b{font-size:22px}.goal-mini span{color:var(--muted)}.daily-check{display:flex;justify-content:space-between;align-items:center;gap:16px}.daily-check small,.daily-check b{display:block}.daily-check>div:last-child{display:flex;gap:8px}.goal-summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.goal-summary small,.goal-summary strong,.goal-summary span{display:block}.goal-summary strong{font-size:25px;margin-top:5px}.goal-summary p{margin:7px 0 0;color:var(--muted)}.goal-section-head{display:flex;justify-content:space-between;align-items:center;margin:22px 3px 10px}.goal-section-head h2{margin:0}.goal-section-head span{color:var(--muted);font-size:13px}.recurring-card h2{margin:7px 0 2px}.recurring-actions{justify-content:flex-start;border-top:1px solid var(--line);padding-top:12px;margin-top:12px}
@media(max-width:1000px){.daily-entry-grid{grid-template-columns:1fr}.today-metrics{grid-template-columns:1fr 1fr}.shortcut-grid{grid-template-columns:1fr 1fr}.goal-summary-grid{grid-template-columns:1fr}}
@media(max-width:700px){.today-head{align-items:flex-start;flex-direction:column}.today-head-net{text-align:left}.today-head h1{font-size:29px}.today-metrics{grid-template-columns:1fr 1fr}.shortcut-grid{grid-template-columns:1fr}.daily-check{align-items:flex-start;flex-direction:column}.daily-check>div:last-child{width:100%}.daily-check .btn{flex:1}.amount-line input{font-size:22px}}
.confirm-form{display:flex;gap:6px;align-items:center}.mini-amount{width:92px;padding:7px 8px;font-size:13px}.due-row .badge{margin-bottom:3px}
@media(max-width:700px){.due-row{align-items:flex-start}.confirm-actions{justify-content:flex-end}.mini-amount{width:84px}}
/* MoneyBridge 2.2: universal onboarding + Work Value */
.optional-panel{border:1px solid var(--line);border-radius:12px;padding:12px 14px;background:#f8fafc}.optional-panel summary{cursor:pointer;font-weight:800}.optional-panel-body{margin-top:12px}.work-value-setup{border:1px solid #dbeafe;background:#eff6ff;border-radius:13px;padding:14px}.work-value-setup p{margin:6px 0 12px;color:#475569}.inline-field{display:inline-flex;align-items:center;gap:4px}.inline-field input{width:76px;display:inline-block}.work-value-live{padding:10px 12px;border-radius:10px;background:#f8fafc;border:1px solid var(--line);font-size:13px;font-weight:700;color:#475569}.work-value-live.attention,.think-result.attention{background:#fffbeb;border-color:#fde68a;color:#854d0e}.work-value-card{border-left:4px solid var(--brand-accent)}.work-value-card.compact{display:flex;justify-content:space-between;gap:18px}.work-value-top{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}.work-value-top h2{margin:4px 0 5px}.work-value-top p{margin:0;color:#475569}.work-value-number{text-align:right;min-width:190px}.work-value-number small,.work-value-number strong,.work-value-number span{display:block}.work-value-number strong{font-size:27px}.think-spend{display:grid;grid-template-columns:minmax(220px,340px) 1fr;gap:16px;align-items:end;margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}.think-amount input{font-size:20px;font-weight:800}.think-result{min-height:46px;display:flex;align-items:center;padding:10px 12px;border-radius:10px;background:#f8fafc;border:1px solid var(--line);font-weight:700}.work-value-disclaimer{display:block;margin-top:10px;line-height:1.45}.work-value-summary{display:flex;align-items:center;justify-content:space-between;gap:18px}.work-value-summary h2{margin:4px 0}.work-value-summary p{margin:0;color:#475569}.work-value-report-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;min-width:min(520px,55%)}.work-value-report-grid>div{background:#f8fafc;border-radius:11px;padding:11px}.work-value-report-grid small,.work-value-report-grid b{display:block}.work-value-report-grid b{font-size:18px;margin-top:3px}.work-value-goal{border-left:3px solid var(--brand-accent)}
@media(max-width:900px){.work-value-top,.work-value-summary{flex-direction:column}.work-value-number{text-align:left}.think-spend{grid-template-columns:1fr}.work-value-report-grid{min-width:100%;width:100%}}
@media(max-width:600px){.work-value-report-grid{grid-template-columns:1fr}.work-value-card{padding:16px}}
.salary-setup-card{display:flex;align-items:center;justify-content:space-between;gap:18px}.salary-setup-card h2{margin:4px 0}.salary-setup-card p{margin:0;color:#475569}@media(max-width:700px){.salary-setup-card{align-items:flex-start;flex-direction:column}}

/* MoneyBridge 3.1 UX: compact, tap-first, less scrolling */
:root{--mb-blue:#165DFF;--mb-blue-deep:#0B2B5A;--mb-green:#18A66A;--mb-gold:#E6A31A;--mb-ice:#F2F7FF;--mb-soft-green:#ECFBF4}
.compact-head{margin-bottom:16px}.compact-head h1{letter-spacing:-.03em}.goal-tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0 0 10px}.goal-tab{appearance:none;border:1px solid var(--line);background:#fff;border-radius:16px;padding:13px 14px;text-align:left;cursor:pointer;box-shadow:0 5px 18px rgba(15,35,70,.04);transition:.18s ease;position:relative}.goal-tab:hover{transform:translateY(-1px);border-color:#bfd2ff}.goal-tab.active{background:linear-gradient(135deg,var(--mb-blue-deep),var(--mb-blue));color:#fff;border-color:transparent;box-shadow:0 10px 26px rgba(22,93,255,.20)}.goal-tab span,.goal-tab b,.goal-tab small{display:block}.goal-tab span{font-weight:850}.goal-tab b{position:absolute;right:12px;top:10px;background:#eef4ff;color:var(--mb-blue);min-width:25px;height:25px;border-radius:999px;display:grid;place-items:center}.goal-tab.active b{background:rgba(255,255,255,.18);color:#fff}.goal-tab small{margin-top:4px;color:var(--muted)}.goal-tab.active small{color:#dbe8ff}.goal-tab-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:12px}.goal-tab-summary>div{background:#f7f9fc;border-radius:12px;padding:10px 12px}.goal-tab-summary small,.goal-tab-summary strong{display:block}.goal-tab-summary strong{font-size:18px;margin-top:2px}.compact-card{padding:12px}.create-goal-panel{padding:0;overflow:hidden}.create-goal-panel>summary{list-style:none;cursor:pointer;padding:15px 17px;display:flex;align-items:center;justify-content:space-between}.create-goal-panel>summary::-webkit-details-marker{display:none}.create-goal-panel>summary span:first-child{display:flex;flex-direction:column}.create-goal-panel>summary small{margin-top:2px}.summary-chevron{font-size:22px;color:var(--muted);transition:.2s}.create-goal-panel[open] .summary-chevron{transform:rotate(180deg)}.create-goal-form{padding:0 17px 17px;border-top:1px solid var(--line);padding-top:15px}.form-note{line-height:1.45}.goal-panel{display:none}.goal-panel.active{display:block;animation:mbFade .18s ease}.goal-panel-head{display:flex;align-items:center;justify-content:space-between;margin:15px 3px 9px}.goal-panel-head h2{margin:0;font-size:20px}.goal-panel-head small,.goal-panel-head span{color:var(--muted)}.goal-card-compact{padding:16px;margin-bottom:12px}.goal-compact-top{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.goal-identity h2{margin:5px 0 1px;font-size:20px}.goal-amount{text-align:right;white-space:nowrap}.goal-amount strong,.goal-amount small{display:block}.goal-amount strong{font-size:19px}.goal-progress{height:8px;margin:13px 0}.goal-progress span{background:linear-gradient(90deg,var(--mb-blue),var(--mb-green))}.goal-quick-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.goal-quick-metrics>div{background:#f7f9fc;border-radius:11px;padding:9px}.goal-quick-metrics small,.goal-quick-metrics b{display:block}.goal-quick-metrics b{font-size:14px;margin-top:2px}.goal-nudge{margin-top:10px;padding:9px 11px;border-radius:11px;background:var(--mb-soft-green);display:flex;justify-content:space-between;gap:10px;color:#176B49}.goal-action-panel{margin-top:10px;border:1px solid var(--line);border-radius:12px;background:#fff;overflow:hidden}.goal-action-panel>summary{list-style:none;cursor:pointer;padding:11px 12px;font-weight:800;color:var(--mb-blue-deep)}.goal-action-panel>summary::-webkit-details-marker{display:none}.goal-action-panel[open]>summary{background:#f7f9fc;border-bottom:1px solid var(--line)}.goal-deposit-form{padding:12px}.goal-more{background:#fafbfd}.goal-more>div,.goal-more>.history-mini,.goal-more>.goal-actions{margin-left:12px;margin-right:12px}.goal-detail-row{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}.goal-detail-row small,.goal-detail-row b{display:block}.history-mini{padding:12px 0}.compact-empty{padding:16px}.support-grid{display:grid;gap:10px;margin-bottom:18px}.support-action{display:grid;grid-template-columns:42px 1fr auto;gap:12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:15px;padding:14px 15px;box-shadow:var(--shadow);transition:.18s}.support-action:hover{transform:translateY(-1px);border-color:#bdd0ff}.support-action div{display:flex;flex-direction:column}.support-action small{margin-top:2px}.support-icon{width:42px;height:42px;border-radius:13px;background:#eaf2ff;color:var(--mb-blue);display:grid;place-items:center;font-weight:900}.support-action.whatsapp .support-icon{background:#eafbf2;color:#0d944d}.support-action.feedback .support-icon{background:#fff8e7;color:#b87900}.about-hero{background:linear-gradient(145deg,#fff,#f3f7ff);border-color:#dfe9ff}.about-hero h2{font-size:24px}.about-hero p{color:#516074}.about-feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px}.about-feature-grid>div{padding:12px;background:#f7f9fc;border-radius:12px}.about-feature-grid b,.about-feature-grid small{display:block}.about-feature-grid small{margin-top:3px}.privacy-note{font-size:12px;color:var(--muted);padding:0 4px 20px}@keyframes mbFade{from{opacity:.5;transform:translateY(3px)}to{opacity:1;transform:none}}
@media(max-width:700px){.app-main{padding-left:12px;padding-right:12px}.card{border-radius:18px;box-shadow:0 5px 20px rgba(15,35,70,.045)}.goal-tabs{position:sticky;top:56px;z-index:12;background:rgba(246,247,249,.94);backdrop-filter:blur(10px);padding:8px 0 5px;margin-top:-6px}.goal-tab{padding:11px 9px;border-radius:14px}.goal-tab span{font-size:12px}.goal-tab small{font-size:10px}.goal-tab b{right:7px;top:7px;min-width:22px;height:22px;font-size:11px}.goal-tab-summary{grid-template-columns:repeat(3,1fr)}.goal-tab-summary>div{padding:8px}.goal-tab-summary strong{font-size:15px}.goal-compact-top{gap:8px}.goal-amount strong{font-size:17px}.goal-quick-metrics{grid-template-columns:repeat(3,1fr)}.goal-quick-metrics>div{padding:8px 6px}.goal-quick-metrics small{font-size:10px}.goal-quick-metrics b{font-size:12px}.goal-nudge{font-size:12px}.about-feature-grid{grid-template-columns:1fr}.support-action{padding:12px}.page-head p{font-size:13px}}

/* MoneyBridge 4.2.1 admin feedback + brand controls */
.admin-head{align-items:flex-start}.admin-head-actions{display:flex;gap:10px;align-items:center;justify-content:flex-end;flex-wrap:wrap}.admin-switch{display:flex;background:#eef3fb;border:1px solid var(--line);padding:4px;border-radius:14px}.admin-switch-item{display:flex;align-items:center;gap:7px;padding:9px 12px;border-radius:10px;color:#526176;font-weight:800;text-decoration:none}.admin-switch-item.active{background:#fff;color:var(--mb-blue);box-shadow:0 4px 12px rgba(15,35,70,.08)}.admin-switch-item span{min-width:20px;height:20px;border-radius:999px;background:#e83a30;color:#fff;display:grid;place-items:center;font-size:11px}.feedback-list{display:grid;gap:12px}.feedback-card{border-left:4px solid #cbd5e1}.feedback-card.feedback-new{border-left-color:var(--mb-blue)}.feedback-top{display:flex;justify-content:space-between;gap:20px}.feedback-top h2{margin:8px 0 3px}.feedback-badges{display:flex;gap:7px;flex-wrap:wrap}.feedback-meta{text-align:right;display:flex;flex-direction:column;color:var(--muted);font-weight:700}.feedback-message{white-space:pre-wrap;background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:13px;margin:14px 0;line-height:1.55}.feedback-admin-form{display:grid;grid-template-columns:170px 1fr auto;gap:10px;align-items:end}.feedback-admin-form label{margin:0}.feedback-admin-form select,.feedback-admin-form textarea{width:100%}@media(max-width:800px){.admin-head-actions{justify-content:flex-start}.feedback-top{flex-direction:column}.feedback-meta{text-align:left}.feedback-admin-form{grid-template-columns:1fr}}
.advisor-grid{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start}.advisor-result{border-left:5px solid #64748b}.advisor-result.verdict-comfortable{border-left-color:#10b981}.advisor-result.verdict-possible_with_tradeoff{border-left-color:#f59e0b}.advisor-result.verdict-not_recommended{border-left-color:#ef4444}.advisor-result.verdict-insufficient_data{border-left-color:#3b82f6}.ai-answer{background:linear-gradient(145deg,#f8fbff,#f4f0ff);border-color:#dbeafe}.advisor-snapshot h2{margin:4px 0}.advisor-result ul,.ai-answer ul{padding-left:20px;line-height:1.6}@media(max-width:1000px){.advisor-grid{grid-template-columns:1fr}}